:root{--navy:#0f2a44;--ink:#1b2430;--muted:#5b6675;--line:#dde3ea;--bg:#ffffff;--soft:#f4f7fa;--amber:#f2a900;--amber-d:#c98a00;--green:#1f7a4d;--red:#b3261e;--link:#0b5cad}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--link)}a:hover{text-decoration-thickness:2px}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:5}
@media(max-width:700px){.site-header{position:static}}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.logo{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-size:19px;font-weight:600}.logo b{color:var(--amber)}
.menu{list-style:none;display:flex;flex-wrap:wrap;gap:4px 16px;margin:0;padding:0;font-size:15px}
.menu a,.menu summary{color:#fff;text-decoration:none;cursor:pointer}
.menu details{position:relative}.menu details ul{position:absolute;top:28px;left:0;background:#fff;list-style:none;padding:8px 0;margin:0;min-width:260px;box-shadow:0 8px 24px rgba(0,0,0,.18);border-radius:8px;z-index:6}
.menu details ul a{color:var(--ink);display:block;padding:6px 14px}.menu details ul a:hover{background:var(--soft)}
.page{padding-top:16px;padding-bottom:48px;max-width:860px}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0 0 12px;font-size:14px;color:var(--muted)}
.breadcrumbs li+li:before{content:"›";margin-right:6px}
h1{font-size:clamp(28px,4.5vw,40px);line-height:1.2;margin:8px 0 8px;color:var(--navy)}
h2{font-size:clamp(22px,3vw,28px);line-height:1.3;margin:40px 0 12px;color:var(--navy);scroll-margin-top:80px}
h3{font-size:20px;margin:24px 0 8px}
.byline{color:var(--muted);font-size:14px;margin:0 0 16px}
.lede{font-size:19px}
.ad-note{display:flex;gap:10px;align-items:flex-start;background:#fff8e6;border:1px solid #f3d27a;border-radius:8px;padding:10px 14px;font-size:14px;margin:0 0 12px}
.ad-note p{margin:0}.ad-pill{background:var(--navy);color:#fff;font-weight:700;border-radius:4px;padding:1px 7px;font-size:13px;flex:0 0 auto}
.answer{background:var(--soft);border-left:5px solid var(--amber);border-radius:8px;padding:14px 18px;margin:16px 0}
.answer-label,.verdict-label{font-weight:700;text-transform:uppercase;font-size:13px;letter-spacing:.05em;color:var(--navy);margin:0 0 4px}
.answer p:last-child{margin:0}
.toc{border:1px solid var(--line);border-radius:8px;padding:10px 16px;margin:16px 0;font-size:15px}.toc summary{font-weight:600;cursor:pointer}.toc ol{margin:8px 0 0;padding-left:20px}
.table-wrap{overflow-x:auto;margin:16px 0;border:1px solid var(--line);border-radius:8px}
table.cmp{border-collapse:collapse;width:100%;font-size:15px;min-width:560px}
table.cmp caption{caption-side:top;text-align:left;font-size:13px;color:var(--muted);padding:8px 12px}
table.cmp th,table.cmp td{padding:9px 12px;border-top:1px solid var(--line);text-align:left;vertical-align:top}
table.cmp thead th{background:var(--navy);color:#fff;border-top:0}
table.cmp tbody tr:nth-child(even){background:var(--soft)}
.verdict{border:2px solid var(--navy);border-radius:10px;padding:14px 18px;margin:20px 0}.verdict p:last-child{margin-bottom:0}
.pick{border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin:20px 0;box-shadow:0 2px 8px rgba(15,42,68,.06)}
.pick h3{margin-top:4px}.pick-badge{display:inline-block;background:var(--amber);color:#1b1b1b;font-weight:700;font-size:13px;border-radius:999px;padding:2px 10px;margin:0}
.pick-price{font-weight:600;color:var(--navy);margin:0 0 8px}
ul.pros,ul.cons{list-style:none;padding-left:0}
ul.pros li,ul.cons li{padding-left:26px;position:relative;margin:4px 0}
ul.pros li:before{content:"✓";position:absolute;left:4px;color:var(--green);font-weight:700}
ul.cons li:before{content:"✗";position:absolute;left:4px;color:var(--red);font-weight:700}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media(max-width:640px){.pros-cons{grid-template-columns:1fr}}
.callout{background:#eef5fd;border:1px solid #c8dcf3;border-radius:8px;padding:12px 16px;margin:16px 0}.callout p:last-child{margin:0}
dl.facts{display:grid;grid-template-columns:max-content 1fr;gap:6px 16px;background:var(--soft);padding:14px 18px;border-radius:8px}
dl.facts dt{font-weight:600}dl.facts dd{margin:0}@media(max-width:560px){dl.facts{grid-template-columns:1fr}dl.facts dd{margin-bottom:6px}}
.btn-aff{display:inline-block;background:var(--amber);color:#111;font-weight:700;text-decoration:none;padding:9px 16px;border-radius:8px;margin:4px 8px 4px 0}
.btn-aff:hover{background:var(--amber-d)}
.faqs details{border-bottom:1px solid var(--line);padding:10px 0}.faqs summary{font-weight:600;cursor:pointer;font-size:18px}
.sources{font-size:14px;color:var(--muted)}.sources ol{padding-left:20px}
.related{border-top:2px solid var(--line);margin-top:32px}.related ul{columns:2;padding-left:18px}@media(max-width:640px){.related ul{columns:1}}
.cards{list-style:none;padding:0;display:grid;gap:12px}.cards-2{grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}.card{border:1px solid var(--line);border-radius:10px;padding:12px 16px}.card p{margin:4px 0 0;color:var(--muted);font-size:15px}
.btn-dl{display:inline-block;background:var(--navy);color:#fff;font-weight:700;text-decoration:none;padding:9px 16px;border-radius:8px;margin:4px 8px 4px 0}.btn-dl:hover{background:#1c3f63}
.calc{border:2px solid var(--navy);border-radius:12px;padding:16px 18px;margin:20px 0;background:#fff}
.calc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}
.cf{display:flex;flex-direction:column;font-size:14px;font-weight:600;color:var(--navy)}.cf input,.cf select{font:inherit;font-weight:400;padding:9px 10px;border:1px solid #b9c4d0;border-radius:8px;margin-top:4px;color:var(--ink);background:#fff}
.calc-out{display:grid;grid-template-columns:1fr auto;gap:6px 16px;background:var(--soft);border-radius:8px;padding:12px 16px;margin:16px 0 0}.calc-out dt{font-weight:600}.calc-out dd{margin:0;text-align:right;font-variant-numeric:tabular-nums;font-weight:700;color:var(--navy)}
.calc-note{font-size:13px;color:var(--muted);margin:8px 0 0}
ol.steps li{margin:6px 0}
.menu{gap:4px 14px}
.cookie-bar{position:fixed;left:12px;right:12px;bottom:12px;max-width:640px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 8px 28px rgba(0,0,0,.2);padding:12px 16px;z-index:20;font-size:15px}
.cookie-bar[hidden]{display:none}.cookie-bar p{margin:4px 0}.cookie-btns{display:flex;gap:8px;flex-wrap:wrap}
.cookie-btns button{font:inherit;font-weight:700;border-radius:8px;padding:8px 14px;cursor:pointer;border:2px solid var(--navy)}#ck-yes{background:var(--navy);color:#fff}#ck-no{background:#fff;color:var(--navy)}
.site-footer{background:var(--navy);color:#cfd8e3;font-size:14px;padding:32px 0 16px}
.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{text-decoration:underline}
.f-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}@media(max-width:900px){.f-grid{grid-template-columns:repeat(2,1fr)}}
.f-grid ul{list-style:none;padding:0;margin:0}.f-grid li{margin:3px 0}.f-h{color:var(--amber);font-weight:700;margin:0 0 6px}
.f-note{border-top:1px solid rgba(255,255,255,.15);margin-top:20px;padding-top:12px}